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Archive for August, 2009

How TexasWhiteCollarCrime Saved Us

Posted by Finance Real Estate under Credit Tips

As someone who’s not from the city, I am not that accustomed to certain things that maybe folks from the city are already used to. Living here in Texas is a treat and I wouldn’t want it any other way. However, life changed the when my cousin was wrongfully charged with aggravated assault. Will not go into the details but those were the times that our family’s strength was tested. With no one in our family in the field of law enforcement, we do not know the most systematic way to approach this ordeal. Although Dallas is a big city, it was quite difficult to discern a good and decent Dallas attorney to handle the case.

Turned out that online searching was more fruitful than going through the yellow pages of the phone directory. Texaswhitecollarcrime.com proved to be helpful in giving us a Texas lawyer who can give a good defense for a wrongfully accused individual. It was hard at first, I mean the strategies and the endless paperwork, not to mention making sure that all the statements were documented in black and white. But it was worth it, all the hardwork and the sweat and sleepless nights, because my cousin’s case was dismissed even before it went to trial. We were lucky that we were able to find a good attorney in Texas.

As the economy is showing virtually no signs of recovering on a warp’s speed, we had our own financial mishaps that we thought would never happen in our lifetimes. My misfortune came in the form of a bad credit report. It was election time and the general feeling was that of uncertainty for the future. My credit score was 579 and the moment that I saw it, my veins pulsated in a way that it never did before. My plans of applying for a loan were immediately thrown outside the window.

I know that “that” score was bad news. With my recently deceased uncle a banker by profession, I was oriented at a young age about credit, debit, payments,and all. I was in a panic mode and so I immediately went online and consulted the all-knowing Google. There were tons of of credit repair services and I went through each of them, checking their terms, how they do their stuff, among others. My wife made calls to her friends who are in the banking sector in order to sought help, but the only answer she got was “will do our best”.

My frustration was at the tipping point when my friend since junior high sent me an email recommending (well,sort of) to go repairmycreditnow.com. I was really hesitant at first as I already tried using virtuality to solve my problem in the real world. I studied the rmcn for two days, rummaged through the testimonials and checked their process. Became impressed especially when I cam across this testimonial:

Hi Joe,

When I first set out to buy a home, I knew it would be tough but didn’t know just how much my credit score was holding me back. My lender referred me to RMCN where I worked with Joe Camacho on the six month credit repair program. Joe was amazing and stayed on top of my file. All I had to do was to pay my bills on time, pay my credit cards down, and mail in packages containing debt notices to RMCN. This is a legitimate program that assists you in repairing your own credit. When I first started my house search, my credit score was in the mid 500’s. When I exited the program it was in the low 700’s. That is a substantial increase that I am proud of and will work hard to keep increasing it. My dream was to buy an old home and renovate it. This score allowed me to buy a home built in 1919 in a highly sought after historical housing addition and will allow me to renovate it over time. The best thing about the program though is the power that I have with my higher credit score. I now have the ability to take care of myself financially and that is very liberating!

~Amber

What is vital to me was that rmcn credit services was able to help make things right for small and average-earning citizens. And so I inquired about their services and I got an email and a call in less than 24 hours with the initial review of the my credit score. They did not promise a speedy process but assured that we will be taking things one step at a time because this is my credit score we’re talking about.

I guess this is my own way of giving my own testimonial. It is impressive that they gave me the heads up that results will not be in a flash but rather will be achieved through carefully calculated moves.

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